Abelisaurus - Facts and Figures

Name: Abelisaurus (Greek for Abels lizard); pronounced AY-bell-ih-SORE-us Habitat: Woodlands of South America Historical Period: Late Cretaceous (85-80 million years ago) Size and Weight: About 30 feet long and 2 tons Diet: Meat Distinguishing Characteristics: Large head with small teeth; openings in skull above jaws About Abelisaurus Abels lizard (so named because it was discovered by the Argentinian paleontologist Roberto Abel) is known by only a single skull. Although entire dinosaurs have been reconstructed from less, this lack of fossil evidence has forced paleontologists to hazard some guesses about this South American dinosaur. As befitting its theropod lineage, its believed that Abelisaurus resembled a scaled-down Tyrannosaurus Rex, with fairly short arms and a bipedal gait, and only weighing about two tons, max. The one odd feature of Abelisaurus (at least, the one that we know of for sure) is the assortment of large holes in its skull, called fenestrae, above the jaw. Its likely that these evolved to lighten the weight of this dinosaurs massive head, which otherwise might have unbalanced its entire body. By the way, Abelisaurus has lent its name to an entire family of theropod dinosaurs, the abelisaurs--which includes such notable meat-eaters as the stubby-armed Carnotaurus and Majungatholus. As far as we know, abelisaurs were restricted to the southern island continent of Gondwana during the Cretaceous period, which today corresponds to Africa, South America and Madagascar.

Education And Income Inequality New Evidence From Cross...

J.D Gregorio and J. Lee published â€Å"Education and Income Inequality: New Evidence from Cross-Country Data† in the early 2000s (Gregorio Lee, 2002). This paper looks at empirical evidence on how educational factors, like higher educational attainment and equal distribution of education, play a significant role in income distribution. The authors Gregorio and Lee state that many other literature pieces emphasize education as one of the major factors affecting the degree of income inequality (Gregorio Lee, 2002). Gregorio and Lee hypothesize that educational attainment level is important in making income distribution more equal (Gregorio and Lee, 2002). Similarly, the authors Jorn Rattsà ¸ and Hildegunn Stokke published â€Å"Regional Convergence of Income and Education: Investigation of Distribution Dynamics† (Rattsà ¸ Stokke, 2014). This study looks to challenge the suggested relationship between income inequality and education. This was done with data from Norw ay in comparison to recent United States studies. Education levels are equalised across the two counties used in the dataset. The authors Rattsà ¸ and Stokke hypothesize that there is a relationship between the convergence of income distribution and educational level of attainment (Rattsà ¸ Stokke, 2012). In 1989 Jandhyala Tilak hypothesized that education may raise the overall level of income and that it may change the dispersion of income among groups of people in the journal titled â€Å"Rates of Return to Education andShow MoreRelatedSocial Class As A Way That Constrains Someone s Life Chances And Opportunities For Social Mobility1395 Words   |  6 Pages America is a country that has been founded on the myth of equality and opportunity. The â€Å"Horatio Alger† myth, which states that people who work hard will survive and thrive in America, has passed away to the notion of generational privilege (Alger, 1910). 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Causes and Effects of the Global Financial Crisis

Question: Describe about the Causes and Effects of the Global Financial Crisis of 2007-09, With Special Reference to the Impacts on Financial Markets, Institutions and Instruments. Answer: Introduction The financial crisis depicts a situation in which the financial markets all over the world face a rapid downturn or devaluation in the assets. The impact of the financial crisis is considered so severe that it affects the economies all the around the world. The global financial crisis of 2007-09 affected the worlds strongest and stable economies such as the United States and Australia (Cihak, 2009). The financial crisis triggers as a result of several events happened in sequence and the same was the reason for the financial crisis 2007-09. The financial crisis is not good for anyone as it affects the entire economy adversely and misbalances it. Therefore, it is essential to conduct an enquiry into the causes and effects of the finical crisis of 2007-09 so that its recurrence could be stopped (Cihak, 2009). In the context developed above, this essay has been presented addressing the causes and effects of the financial crisis 2007-09. In this essay, the focus is on the Australian and the United State economies and thus, the analysis of the causes and effects has been conducted from the Australia and the US economies view point. Further, the essay also explores the impact of the financial crisis on the financial markets in Australia and the United States. Brief Overview of the Financial Crisis 2007-09 The events started building since the year 2007 when the banks and the financial institutions in the United States started experiencing reduction in the investors interest. The banks and financial institutions of the US were found to be overburdened with the debt and the value of the mortgage loan assets were observed to be reduced significantly. The bubble in the financial market in the United States not only destroyed the US economy, but it spread all across the globe including the sound and stable economies like Australia (Claessens et al., 2014). Since, the financial system of the United States was the main culprit of this global crisis, therefore, the US economy hampered more badly than the other economies. The impact of the global financial crisis on the Australian economy was observed to be lower than the other countries. The economies like US and UK got hit by recession on revelation of the financial crisis, but Australian economy was strong enough to fight with the recession (Australian Government, 2011). Causes of the Financial Crisis 2007-09 Reasons for the financial crisis 2007-09 were many, but the most crucial one is identified as the weak financial policies of the United States and the UK. The fiscal and monetary financial policies of the United States and the UK were observed to be very weak. An example of the weak monetary policies of the United States could be the reduction in the federal fund rates by a big margin. In order to control the recession, the US government reduced the federal fund rates from 6.5% to 1.75% in the year 2001 (Frbsf.org, 2002). Further, the monetary policies of the US also eased up the regulations with respect to the mortgage loans. Consequently, the banks and financial institutions in the US sold out huge amount of mortgage loans without ensuring adequate security for payback (Verick and Islam, 2010). Further, a detailed study into the causes of the financial crisis 2007-09 has been conducted as below: Low Interest Rates In order to maintain a proper balance in the inflation rates, it is becomes necessary for the government to adjust the interest rates. However, the adjustments in the interest rates should be made very cautiously and as per the needs, otherwise, the impact could be opposite of what was expected. The US government cut the interest rates by a big margin, which made the borrowings cheaper and the flow of money in the market got increased (Norgren, 2010). The reduction in the interest rates is shown in the figure given below: Figure 1: Interest Rate Cut by US The impact of low interest rates was seen more on the housing loans in the United States. Due to cheaper interest rates, the demand of the housing loans increased sharply and banks also lent money as much as they could. However, on revelations of the financial crisis, it came out that the banks allowed housing mortgage debt way more than the value of securities. Since, the value of securities was far lower than the loans given by the bank, the assets of the banks were declared undervalued (Norgren, 2010). Innovations in the Financial Market The innovation in the financial market has laid integration of the financial markets not only at the domestic level but at the global level. In the present era of globalisation, the banks and the financial institutions of all the countries are interrelated with each other in such a way that the impact of problems faced by one can be perceived on the others (Norgren, 2010). Further, many innovated financial instruments also came out in the market such as debt securitisation securities and over the counter derivative securities. Although, these innovations were made to diversify the risk of debt lenders, but the market could not succeed in that due to downfall in the investors confidence (Thakor and Simon, 2012). Thus, the innovated financial products and the new regulations also contributed in the collapse of the financial markets in the US. Inadequacies in the Risk Management Immediately before the financial crisis, the financial market in the United States and the UK were observed to be booming. The banks and the financial institutions relied too much on the past performance without paying required attention to the future outlook. The non consideration of the future outlook while formulating the risk management policies shows inadequacies in the risk management (Norgren, 2010). Further, the stress testing applied by the banks and the financial institutions in evaluating the risk also was claimed to be erroneous. The stress testing failed in taking into account the liquidity in measuring the risk, which was the measure inadequacy found in the system of risk management adopted by the banks in US and UK. Apart from that the credit rating agencies also could not measure the risk adequately in assigning the credits to the debt issuers (Claessens et al., 2012). Weaknesses in the Regulatory Regime The weakness in the regulatory regime in the banking and financial industry of the United States and the UK were among the measure causes for the financial crisis 2007-09. The governments and the central banks of the United States and the United Kingdom were found to be the worst in regard to policy framing (Norgren, 2010). The government policies in the US lowered the credit controls and allowed the banks and the financial institutions to lend freely, which resulted into substantial increase in the household debt of the US. Further, the lapses in the supervisory framework of the US and the UK also contributed to the financial crisis. The weaknesses in the regulatory regime also dampen the harmony and coordination among the financial markets at the international level (Spangler, 2012). Effects of the Financial Crisis 2007-09 The financial crisis of 2007-09 was considered to be the worst ever as claimed by the economists from all around the world. The strongest economies of the world such as the United States and UK got affected severely and the stable economies like Australia also got hit. However, the impact of financial crisis on Australian economy was not that deep as it was on the US and the UK economies. Further discussion in this regard has been carried out in the following paragraphs: On the Overall Economies of Australia and the US The gross domestic product is considered to be the representative of the economic growth of a country. Therefore, in order to analyse the impact of the global financial crisis on the economies of Australia and the US, the trend in gross domestic products have been measured during the years of crisis and after the crisis. The trend in gross domestic product has been depicted in the graph shown below: Figure 2: GDP trend in Australia and US From the graph shown above, it can be observed that the growth rate in the gross domestic product of Australia dipped down heavily in the year 2009, when the global financial crisis was revealed. However, in the same year US economy was observed to be relatively stable as the decline in the gross domestic product was only 2% (World Bank, 2016). Immediately, on revelation of the global financial crisis, the Australian economy got hampered, but recovery after the crisis was phenomenal. As could be observed from the trend line shown in the graph, the gross domestic product of Australia has been increasing more rapidly than that of the US. Further, it has been observed that though the gross domestic product of Australia was down in the year 2009 severely, but the recession was far still away. The Unemployment rate in Australia was observed to be way lower than that was prevailing in the US. The trend in the unemployment rate could be observed from the graph shown below: Figure 3: Trend in Unemployment Rate From the graph, it could be observed that the unemployment rate in Australia increased a bit after the revelations of the global financial crisis. However, in the United States, the recession creeped in the economy and the unemployment rate increased significantly from 5% in the year 2008 to 10% in the year 2011 (World Bank, 2016). The rise in the unemployment rate at a rapid pace shows the severity of the impact of the financial crisis on the US economy. There are three big reasons that Australia survived from the financial crisis such as demand from china for the Australian goods and services, strict regulatory environment, and stable financial institutions (Hiller, 2010). The demand from china continuously gave a push to the exports of Australia, which helped the Australian economy to maintain a proper trade balance. Further, the regulatory environment in Australia has always been so stringent that the banking and financial sector is rarely left free to do things at their will. As discussed in the sections given above, the loopholes in the banking and finance regulations had been the main culprit of the financial crisis, thus, maintaining a stringent legal and regulatory environment is really important for a stable economy. On the Financial Markets, Institutions Instruments of Australia The impact of the financial crisis 2007-09 was perceived to be drastic on the financial market of the United States. A figure, depicting the performance of Nasdaq from the year 2007 to 2016, has been presented below: Figure 4: Nasdaq Yearly performance From the graph presented above, it can be observed that Nasdaq was performing extremely well before the declaration of the financial crisis in the year 2008-09. At the end of 2007, the Nasdaq was observed to be ruling at the levels of 3500 index points. Suddenly, in the year 2008, the market started getting down and then it collapsed completely in the year 2009. From the chart, it can be observed that Nasdaq fell from 3500 in the year 2007 to 1500 in the year 2009, which shows a drastic collapse (Macrotrends, 2016). Due to the collapse of the US capital market, the market indices of other countries all over the world got affected adversely. The Australian capital was also the one that experienced decline on revelations of the financial crisis. The Australian stock market index, SP/ASX200 was observed to be falling from 6700 in the year 2007-08 to 3400 in the year 2008-09 (Thangaraj and Chan, 2012). It was the impact of instant change in the market sentiments that the Australian market declined so rapidly. However, later on, it was understood that the impact of the financial crisis on the Australian economy will be lower due to much better position of the banks and the financial institutions in regard to collateralized debt obligations. Thus, it was considered that the recovery of the Australian capital market would be immediate and faster than US and UK. Further, the housing industry of Australia was also observed to be much controlled and in a better position as compared to the United States. As expected, the ASX200 came back recovering from the shock of the financial crisis in the late 2009, when the index went up to 4870.60 levels in the month of December 2009 (ASX200, 2016). However, in the year 2010, the market again showed a glimpse of downfall at the start of the year, but the situation was under control by the end of the year. The fear in the investors of rise in the debt created negative market sentiments in the start of the year 2010 or at the end of the year 2009. Conclusion The discussion carried out in this essay revolves around the causes of the global financial crisis 2007-09 and the impact of it on the Australian and US economy. From the discussion carried out here, it could be analysed that the three broad factors should always be balanced to avoid the crisis situations. Those three factors are the fiscal policies, monetary policies, and the regulatory regime of the financial market. The main causes of the global financial crisis 2007-09 were the lapses in the fiscal and monetary policies of the US government. Further, the weak regulatory environment around the banks and financial markets also contributed to the big mess. In regard to the impact, it has been analysed that the US and UK economies were affected more badly than the others. The Australian economy also got affected adversely, but the impact was not so severe as compared to the US and UK. References ASX200. 2016. End of Month Values. [Online]. Available at: https://www.asx.com.au/about/historical-market-statistics.htm [Accessed on: 09 September 2016]. Australian Government. 2011. The Australian economy and the global downturn part 1: reasons for resilience. [Online]. Available at: https://www.treasury.gov.au/PublicationsAndMedia/Publications/2011/Economic-Roundup-Issue-2/Report/Part-1-Reasons-for-resilience [Accessed on: 09 September 2016]. Cihak, M. 2009. Financial Crisis (Introduction). Journal of economics and finance, 59(6), pp. 502-506. Claessens, S. et al. 2012. Crisis Management and Resolution: Early Lessons from the Financial Crisis. [Online]. Available at: https://www.imf.org/external/np/seminars/eng/2012/fincrises/pdf/ch16.pdf [Accessed on: 09 September 2016]. Claessens, S., Ayhan Kose, M., Laeven, L., and Valencia, F. 2014. Financial crises: causes, consequences, and policy responses. International Monetary Fund. Frbsf.org. 2002. Why did the Federal Reserve System lower the federal funds and discount rates below 2 percent in 2001? [Online]. Available at: https://www.frbsf.org/education/publications/doctor-econ/2002/january/federal-funds-discount-rate-2001/ [Accessed on: 09 September 2016]. Hiller, B. 2010. Australias resilience during the global crisis, 2007-2009. Marxist interventions, 2(2010), pp. 59-77. Macrotrends. 2016. NASDAQ Composite - 45 Year Historical Chart. [Online]. Available at: https://www.macrotrends.net/1320/nasdaq-historical-chart [Accessed on: 09 September 2016]. Norgren, C. 2010. The causes of the global financial crisis and their implications for supreme audit institutions. [Online]. Available at: https://www.intosai.org/uploads/gaohq4709242v1finalsubgroup1paper.pdf [Accessed on: 09 September 2016]. Spangler, T. 2012. The law of private investment funds. OUP Oxford. Thakor, A.V. and Simon, J.E. 2012. Innovation Caused the 2008 Financial Crisis. Journal of Financial Economics, 103(1), pp. 130148. Thangaraj, R.K. and Chan, T.K. 2012. The effects of the global financial crisis on the Australian building construction supply chain. Australasian Journal of Construction Economics and Building, 12 (3), pp. 16-30. Verick, S. and Islam, I. 2010. The great recession of 2008-2009: causes, consequences and policy responses. [Online]. Available at: https://ftp.iza.org/dp4934.pdf [Accessed on: 09 September 2016]. World Bank. 2016. Gross Domestic Product. [Online]. Available at: https://data.worldbank.org/indicator/NY.GDP.MKTP.CD [Accessed on: 09 September 2016]. World Bank. 2016. Unemployment rate. [Online]. Available at: https://data.worldbank.org/indicator/SL.UEM.TOTL.ZS [Accessed on: 09 September 2016].

Topics to Write Essay About

Topics to Write Essay AboutWhat topics to write essays about are choices that you should consider and ponder upon before you begin on the writing process. To make things easier for you, I will discuss some of the most common topics to choose from. Keep in mind that the topic should be one that you really want to write.Writing a short essay is not difficult. It is easier if you do not choose topics that are unrelated to your personal experience. To get started, you have to get a document together and just read through your surroundings. Keep reading, try to picture what you're going to write about, and then continue on with your writing. Just remember to stay positive and don't be afraid to admit when you're wrong.You may also want to consider talking to a friend or relative who is a writer. Ask them about the topics to write an essay about. They may be able to help you get the ideas you're looking for. Additionally, they can also give you advice on what to avoid in order to get the b est writing possible.Topics to write essays about are ones that interest you. If you are a writer, try to pick topics that are related to your writing. You will be surprised at how much you can learn about yourself by reading the different things that others have written about. Consider writing about yourself or about a subject that interests you. It will help you understand yourself better.Topics to write an essay about can also be the topics that you might have thought about. Most people start out with something they've already written about. This can be helpful if you are trying to improve your own writing skills. It can also help you get a head start on what you are writing about, since you are already familiar with the topic.While it is fine to want to include lots of notes, do not feel as though you have to. By doing this, you'll find that you have less trouble when you have to reference your notes. Remember to keep your notes to one per page or two. You don't want to cram too many notes down into a single sheet of paper.You can also help yourself by thinking of the different people that you know, because this can help you out when you are writing. You want to make sure that your writing is relevant to the topic you chose. If you are writing about a topic that is about you, then you want to make sure that you provide the relevant information. You want to make sure that it is not an idea that comes from your imagination.Writing a topic to write an essay about is easier if you choose a topic that you truly want to write about. Remember to keep a positive attitude and avoid mistakes when you are writing. Not only will this help you to have a higher grade, but you will also find that you have a stronger foundation on which to build your essay. It is important to research what topics to write essays about so that you are more prepared.

The Importance of Critical Analysis Writing Service Canada

The Importance of Critical Analysis Writing Service CanadaIn the past, critical analysis writing service Canada (CAW) have been crucial to the process of technological and scientific discovery. From the technical effects of radioactive isotopes to the historical scholarship behind most ancient civilizations, a formal academic writing course was more or less required to gain a degree. After the book-writing bubble burst and the high-tech 'billions' industry commenced its incessant grind, however, writing as a formal academic pursuit is becoming rarer.A core competency for CAW writers will be to be able to write effectively, while remaining comfortable with and being used to the constraints of a strict academic style. They should also have a broad knowledge of the fundamentals of computer systems, computer hardware, computer programming languages, internet applications, database systems, networking concepts, and even web technologies.CAW writers should also have a natural flair for nov elistic style and writing that embraces a variety of different disciplines. This is especially important for technical writers who must create and implement technical documentation in documents to be used in scholarly and industrial settings. Such document writers are often required to work independently in groups, usually with other technical or science writers. Additionally, they must write documents that can be used in a variety of formats, from prose to PDF and HTML.Not surprisingly, CAW is also skilled at presenting information to a variety of audiences and are therefore essential to authors and editors who need to engage with a wide range of audiences. They should also possess the written and conversational skills to work well in an audience, providing useful insights that inspire readers to gain a greater understanding of a subject. Moreover, such writers are skilled at conveying a message in a single line of text without the use of many graphs, charts, illustrations, and oth er forms of visual aids.The main advantage of employing the services of a CAW is that it can save writer's time and money. Much of this time can be utilized to get involved in further research projects, which can then increase their earnings and reward them with additional compensation. Furthermore, when authors start using CAW, the amount of time they need to spend on research will be significantly reduced, leaving them to focus on writing and producing their finished products.Ultimately, it is crucial that a CAW writer possess the ability to generate persuasive ideas and convincingly communicate them to readers. It is also essential that writers incorporate these ideas into written work that can be used as literature or journal articles. CAW should be more than just a source of information or a resource for research.Finally, it is important to note that the CAW writer will, through their written output, shape the way that people view an issue, subject, or concept. By conveying ide as in concise, clear, effective, and compelling ways, CAW writers will impact a wide range of people and behaviors. By utilizing the services of CAW writers, authors can avoid the great burden of academic writing.

The Honest to Goodness Truth on Professional College Paper Writers

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Writing an MBA Essay For My Student

Writing an MBA Essay For My StudentI am currently working on an MBA essay for one of my students. This is probably the last time that he will be taking the exam, and since we are trying to help him better understand what to expect from it, this is a great chance to also teach him the right strategies for writing a good essay.Let's start by thinking about the question in general. Most students probably do not take the MCAT seriously. They just want to get into a college, to go out and make money, to get married, and to enjoy life.It might seem silly, but most students don't bother to put a lot of thought into their essays. Instead, they write things like, 'My friends say that I would have to work harder to do well at MCATs, but it is actually much easier than doing well in college.' That may sound true, but it is not true.The MCAT is a test of quantitative reasoning, analytical reasoning, and verbal skills. It takes all these skills and combines them in order to measure how good or ba d you are at solving problems. It has very little to do with anything else.What is the main thing that students should be putting in their essay? It should go something like this:I have taken some general student tests in school to help me prepare for MCAT. One of the tests, called the Graduate Record Exam (GRE), was an extremely difficult test to do well. It asked for the same type of reasoning skills that I would use at school.In order to do well on the MBA exam, I had to answer questions about real people. The GRE was like that, but I didn't see much point in it. The fact that the MBA degree is far more complicated than the school program makes it difficult to answer questions about real people.